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Image result for su creditoYour Credit offers your quick loans of up to € 1,000 with few requirements so that almost anyone can apply for them, workers, freelancers, pensioners, unemployed and even people without payroll who do not have a payroll or any type of usual income. It is possible to get a credit appearing in Asnef or in some other list of defaulters. Here you have all the information and opinions of Your Credit .

 

Benefits No Payroll: Yes With Asnef: Yes Cash: Do not Limits Minimum term: 7 days Deadline: 30 days Minimum loan: € 50 Maximum loan: € 1,000

Additional information about Your Credit

 The mini credits of Su Crédito are one of the most requested by people seeking quick financing in the short term. Its popularity comes from excellent conditions and a professional and quality service that streamlines and facilitates the procedures to offer the money in the shortest possible time.

With Your Credit you can get up to € 600 in just 10 minutes and use them in what most interests you in a completely confidential manner. Attend urgent payments or invoices that can not be postponed and that come to you in times of lack of liquidity. For loans under 200 euros you can return the money in 15 or 30 days, and for those over 200 euros you will only have the option of 30 days.

One of the advantages of the quick credits of this entity is that you can get credits without a salary, without a pension and without any other habitual income . In addition, they may accept your application even appearing on a list of defaulters as they grant loans with ASNEF or RAI. Their indispenable requirements are to be of legal age, to reside legally in Spain and to have a current account in a bank with offices here.

To make the request and consult all the information you need access to the website of Your Credit , where you can fill out a simple form. If everything is correct, the transfer will be made immediately, and you can have the money in less than an hour depending on the entity in which you have the current account.

How to request a mini loan in SuCrédito

Once inside the website of Your Credit you must choose the amount you are going to request between € 50 and € 1,000 and fill out a form with your personal data and economic data. You will have to have some source of income although they do not ask for it to be payroll since they offer mini-loans to pensioners, self-employed and unemployed with benefits.

In your first credit you may have to send some additional documentation by email, usually ask for a copy of your ID, a proof of income (payroll, pension, benefit, etc.) and a copy of a bank receipt that shows the number of account where you want to receive the mini credit.

Once all this is done, they quickly review the data and offer you a response in 10 minutes . As you can see, the data requested is minimal and there are no questions about the purpose of the money.

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Cost of Your Credit loans

The price applied for your credit is always the same for all customers depending on the amount requested and there are no hidden costs, the rates are as follows:

Quantity Fee
  15 days 30 days
€ 50, – € 15, – € 25, –
€ 100, – € 25, – € 38, –
€ 150, – € 40, – € 50, –
€ 200, – € 50, – € 65, –
€ 300, – € 71, – € 95, –
€ 400, – € 93, – € 125, –
€ 500, – € 115, – € 155, –
€ 600, – € 137, – € 185, –

 

You can compare the conditions and opinions of other companies in our section of Quick Credits to choose the best option based on your profile and your needs.

In the event that the total amount of money is not returned within the period established by contract, additional administrative costs will be applied; these are three cumulative surcharges: one of € 20 the day after the loan expires, another of € 20 at 10 days and another of € 20 at 20 days.

Remember , it is up to you to determine if the expense for which you need the mini credit is or is not timely. If it is not timely, analyze thoroughly if you can deal with the return of the money that you are going to request since, on the contrary, your debts could increase. It is very important to know that you should not ask for a mini-credit to pay another, or the amounts due should grow exponentially.

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A total of 972 schoolchildren, from 24 schools in Aragon, have participated in the program ‘Learning to undertake with Ibercaja’, which culminated this Friday with the ‘Market of School Cooperatives’, installed in Zaragoza, next to the headquarters of the bank, in which they have sold their products.

The students have offered everything manufactured throughout the course, in an educational initiative that aims to promote entrepreneurship from school. 

The director of the Obra Social of Ibercaja, Teresa Fernández; the general director of Educational Policy and Permanent Education, of the Government of Aragon, Manuel Magdaleno, and the managing director of the Aragonese Institute of Employment (INAEM), Jorge Escario, have visited the positions of the Cooperatives Market.

‘Learning to undertake with Ibercaja’ is an educational project aimed at students in 5th and 6th grade of Primary Education, which aims to create and manage, throughout the school year, a cooperative in which they manufacture products that are later sold in a market , with the aim of promoting their entrepreneurial spirit.

“The program allows the kids to see the whole business cycle, from the beginning of the idea to the sharing with the rest of the classmates and to choose the executive of the cooperative,” said the director of the Obra Social de Ibercaja, Teresa Fernández, in statements to Europa Press.

The program is focused on young people participating in the entire process necessary for the formation of a company and the contents revolve around the creation, management, administration and closure of an educational cooperative in the classroom.

In the initial phase the discovery of the personal abilities of the students is worked; it is followed by the definition of the business, in which they choose the appropriate legal form, the capital of the partners and the representatives; subsequently, they have to work on the corporate image of the company, the advertising campaign and functions of a communication cabinet.

Once these concepts have been learned, content related to the company’s accounting is made available and they continue with training on the different techniques and manufacturing models.

Also, Teresa Fernandez has reported that students who participate in this initiative “go to Ibercaja, open an account for the company, make the statutes, if they need a loan, which is usually about 15 euros, and even have a CIF -Tax identification code-“.

“By dividing the company into departments, they see that the work that everyone does is important, and the course culminates with this market,” added the director of Ibercaja’s Obra Social.

The students also work the contents related to the sale of products, from the decoration of the position, to the deal with the client, and learn to make the latest calculations, the invoices or outstanding loans are paid, the invested capital is returned to the partners , they calculate the profits and decide in which they are going to invest them.

MARKET

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The final result of this pioneering initiative in Aragón has materialized in the School Cooperative Market, which has brought together 49 small companies that have offered a varied commercial offer.

In the market the work of the students has been marketed, which they have done in a cooperative regime. There have been 51, supervised by 103 professors, who have participated in this project of the bank and the Government of Aragon, ‘Learning to undertake with Ibercaja’.

It is a proposal of an educational nature that marks a new way of understanding the relationship between the world of work and the world of training, developing in the youngest the entrepreneurial spirit.

The children have sold, through their own brands, the merchandise of their businesses: “Ashtrays, mobile covers, bags with recycled materials, soaps, rings, bracelets, brooches, wallets, stationery, pins and photo frames, among other products “, commented Teresa Fernández.

At this point, he said that the market, which is in its third edition, “every year is a public success”, but especially this year because “there have been positions that have closed due to depleting stocks”.

Students have also had to decide what to do with the benefits, “in some cases donate part of the profits to a humanitarian organization, as in a case that they have decided to give 5 percent to Cáritas, and the rest to distribute among those who make up the cooperative. “

The director of the Social Work of Ibercaja has added that the experience of these three years of activity has found that the program is serving as a good instrument of the application of the evaluation by competences and also a vehicle for the school recovery of students with problems .

COMPETITIONS

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The third edition of the program has incorporated two competitions, one for logos and another for product catalogs, and the launch of a ‘Fan-page’ on the social network ‘Facebook’, (www.facebook.com/Aprendiendoaemprendercon Ibercaja, as main novelties).

The cooperative ‘Decoflora’, of the Ferrer and Racaj School, of Ejea de los Caballeros, has been the winner of the logo contest. Also, ‘Alcocien’, of the Justice School of Aragón de Alcorisa, has won the prize of the catalog competition.